At Platinum Risk Advisers, we understand the time and effort you have invested in your business. To safeguard its continued success and operation against unforeseen events, we offer a comprehensive Trade Insurance Policy. This policy covers a variety of aspects including:
Liability
Coverage for legal liability related to personal injury or property damage occurring in connection with your business operations, applicable when you are deemed at fault.
Tax Audit
Reimbursement for professional fees, such as legal and accounting costs, incurred during a business tax audit.
Fire and Other Damage
Protection for your building and business contents against specific events like fire, storms (excluding floods), lightning, vehicle impacts, explosions, and earthquakes.
Business Interruption
Assistance in repairing or replacing damaged property, alongside coverage for lost gross profit or rentals following business interruptions caused by insured events such as fire or burglary.
Burglary
Coverage for losses due to burglary involving forced entry, including theft of stock, business contents, and electronic equipment.
Glass
Covers the replacement value of broken glass and associated costs, such as temporary shuttering and signwriting repairs, including any stock damaged by the glass.
Goods in Transit
Protection against loss or damage to your goods during transit due to specific events.
Fraud & Dishonesty
Coverage for losses from fraudulent or dishonest acts by employees, discovered within the insurance period.
Equipment Breakdown
Insurance for mechanical or electrical breakdowns, including specific electronic devices.
General Property
Coverage for personal items like mobile phones and laptops, worldwide.
Additional benefits of our Trade Insurance include nationwide coverage for tool and equipment theft, 24/7 cover for personal illness or accidents, comprehensive liability claim protection across Australia, various insurance options to suit your needs, round-the-clock claims service, and flexible monthly premium payments to help manage cash flow.