Your Platinum Risk Adviser will tailor an insurance solution to meet both your personal needs and those of your business. This comprehensive Business Insurance package caters to a variety of small to medium-sized businesses and covers multiple aspects:
Fire and Other Damage
Protects your building and contents against specific events like fire, storms (excluding floods), lightning, vehicle impacts, explosions, and earthquakes, including accidental damage.
Burglary
Offers coverage against the theft of stock, business contents, and electronic equipment if there is forced or violent entry into your premises.
General Property
Insures selected items like mobile phones and laptops globally, whether in the office or abroad.
Business Interruption
Aids in repairing or replacing damaged property and covers losses of gross profit or rentals following a business interruption due to insured events such as fire or burglary.
Glass Breakage
Covers the replacement of broken glass and associated costs, including temporary shuttering and sign repairs, along with any stock damaged by the glass breakage.
Public & Products Liability
Provides coverage for legal liabilities related to personal injuries or property damage caused by your business activities.
Fraud & Dishonesty
Protects against losses from employee fraud or dishonesty discovered during the policy period.
Goods in Transit
Insures against loss or damage to goods during transit, based on specific events.
Money
Covers money loss or theft from specified locations, excluding losses due to clerical errors or internal theft.
Equipment Breakdown
Includes coverage for breakdowns of mechanical or electrical equipment and certain electronics.
Tax Audit
Covers professional fees, such as legal and accounting, related to business tax audits.